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Insurance for mobile sonographers

Sonopath Forum

Insurance for mobile sonographers

For mobile sonographers, who do you use for insurance?  I am talking about for the machine/equipment itself, if it gets dropped, damaged during the course of use, stolen out of the vehicle, damaged in a vehicle accident, etc.

I am currently insured through Allstate but have serious doubts about whether they would truly cover it if any of those things did happen.  They list it under a marine policy despite my multiple explanations that it had nothing to do with sonar; they insisted that was the proper way to do it.

Thanks!

Suzanne

 

For mobile sonographers, who do you use for insurance?  I am talking about for the machine/equipment itself, if it gets dropped, damaged during the course of use, stolen out of the vehicle, damaged in a vehicle accident, etc.

I am currently insured through Allstate but have serious doubts about whether they would truly cover it if any of those things did happen.  They list it under a marine policy despite my multiple explanations that it had nothing to do with sonar; they insisted that was the proper way to do it.

Thanks!

Suzanne

 

PS.  Since this is such an international group, I must specify that I am talking about options within the U.S.  Thanks.

Comments

EL

Looking into this with my PA

Looking into this with my PA on what coverage we have but I think its a capital equipment policy

smbrowndvm

Any advice on specific

Any advice on specific companies?  It’s been awhile since I looked but at the time, only Allstate would even agree to insure it.

Thanks,

Suzanne

 

VSI7tsherrill

Hi Suzanne,
I use Hartford

Hi Suzanne,

I use Hartford Insurance to cover my equipment while mobile in TX.  I got their name from USAA.

You may call Hartford Insurance Group at the toll free telephone number for information:

1-800-392-7805

You may contact the Texas Department of Insurance to obtain information on companies, coverages, rights or complaints at:

1-800-252-3439

Hope this helps,

 

Tom

EL

Thx Tom….Suzanne, I have to

Thx Tom….Suzanne, I have to thank you for this thread as it lit a fire under my own company as we are now currently reviewing all of our insurance because we found some holes :(… I thank you but my staff has a lot of work in fornt of them:)…

Ill let you know what i come up with